COBRA Information and Resources

If you're interested in learning more about COBRA Continuation of Health insurance or VIPER® affordable COBRA alternatives, you've come to the right place. VIPER® Health Insurance is the industry standard alternative to COBRA, and the industry leading information site on COBRA Continuation of Health insurance. This website is jam-packed with useful information, FAQs, resources, articles, and services geared to help employees better understand their rights and the laws pertaining to COBRA Continuation of Health Insurance.

COBRA - Qualifying Events For Employees
What are Qualifying Events?

Qualifying Events - Qualifying events are certain events that would cause an individual to lose health coverage. The type of qualifying event will determine who the qualified beneficiaries are and the amount of time that a plan must offer the health coverage to them under COBRA. A plan, at its discretion, may provide longer periods of continuation coverage.

What are Qualifying Events for Employees?

Voluntary or involuntary termination of employment for reasons other than gross misconduct
Reduction in the number of hours of employment

COBRA information and Frequently Asked Questions FAQs

Learn more about COBRA continuation of health insurance by selecting a link below.

• What does COBRA Continuation Health Coverage do?
• Who is entitled to benefits under COBRA?
• Plan Coverage
• Qualified Beneficiaries
• Qualifying Events
• Qualifying Events for Employees
• Qualifying Events for Spouses
• Qualifying Events for Dependent Children
• What group health plans are subject to COBRA?
• What process must individuals follow to elect COBRA continuation coverage?
• How long after a qualifying event do I have to elect COBRA coverage?
• How do I file a COBRA claim for benefits?
• Can individuals qualify for longer periods of COBRA continuation coverage?
• Is a divorced spouse entitled to COBRA coverage from their former spouses’ group health plan?
• If I waive COBRA coverage during the election period, can I still get coverage at a later date?
• Under COBRA, what benefits must be covered?
• When does COBRA coverage begin?
• How long does COBRA coverage last?
• Who pays for COBRA coverage?
• If I elect COBRA, how much do I pay?
• Can I receive COBRA benefits while on FMLA leave?
• What is the Federal Government's role in COBRA?
• I am a federal employee. Can I receive benefits under COBRA?
• Am I eligible for COBRA if my company closed or went bankrupt and there is no health plan?
• How do I find out about COBRA coverage and how do I elect to take it?
• Frequently asked COBRA health insurance questions